Dineo is a financial service offered by Cash-Converters that offers instant microloans through the Internet by simply making an online application and without the need to send documentation to get the money. Dineo offers the possibility of getting your microloans approved in less than 8 minutes , with hardly any requirements and without doing any type of paperwork.
Dineo's instant microloans are flexible and can be obtained in cash or via bank transfer. You can do whatever you want with the borrowed money, since they will not ask you about it. In addition, Dineo offers the possibility of getting your first microloan for free through the promotions it carries out on time. Below we show you how to apply for fast micro loans in Dineo, its characteristics, the necessary requirements to obtain the approval of the loan and its advantages compared to other financial institutions of online mini loans.
Apply for Microloans instantly at Dineo in 3 easy steps
Applying for the instant microloans offered by Dineo is very simple, as it is done through 3 simple steps that we explain below:
1 - Apply for the Dineo microloans
To apply online for instant microloans from Dineo you have to click here and you will access the online application form, where you will have to indicate the amount of money you need and the repayment period. You can check the amount to be returned and the maximum return date.
The amount of money to obtain in Dineo is a maximum of $ 500, although if it is the first time that you request money in this financial institution, you can obtain up to a maximum of $ 300 to be returned within a maximum period of 30 days.
To finish the application, you will have to indicate your personal, contact and financial information, so that they can carry out a risk study with them instantly, once you send the form.
2 - Verify your identity
To verify your identity, Dineo offers you 3 different ways, being able to choose the one that best suits you:
- Using your DNI or NIE.
- With your bank account.
- Through your online banking, through the Trustly system.
3 - Get your money
If the microloan is accepted, you can get the money immediately through a bank transfer or in cash. To receive the cash, you will have to go to one of the Dineo Cash-Converters stores.
Repayment of the microloan
To return Dineo's fast online microloans , you can do so in one of the following ways:
- Through bank transfer : You can return the money from the quick loan by making a bank transfer to the Dineo account number, which will be provided when you request the microloan, indicating the reference number of the loan and your ID so that they can locate it.
- Making a cash deposit: You can make a cash deposit at a bank, indicating the reference number of the loan and your ID so that they can locate it.
- At Dineo stores : It is possible to return the loan in cash at one of the Dineo Cash-Converters stores.
Early repayment of the loan saving interest
Dineo only charges fees for the time you have the money in your possession and offers you the possibility of returning the credit in advance, so if you have the money in advance of the end of the return period, we recommend that you return the money as soon as possible, since you will save fees.
Extension of the mini loan
If you need more time to return the money, Dineo makes it easier for you to extend the loan term, so that you can pay it back more easily. To do this, you only have to contact them before the end of the return period and request an extension of the credit , paying the fees corresponding to the renewal of the credit through bank transfer, cash deposit or in one of the Dineo stores Cash-Converters.
Requirements necessary to obtain approval of the microloan
Dineo's fast online microloans do not need an endorsement or guarantor to be able to request them, since they are unsecured loans, so in addition to not needing to present an endorsement, you will not have to run out of it in the event that you do not return the money within the established term .
In order to obtain the approval of the microloan in Dineo it is necessary to have a payroll, unemployment benefit, pension or proof of income , since they look for clients who have solvency to avoid defaults.
Other necessary requirements to apply for fast microloans in Dineo are the following:
- Have residence in the United States and an identity document such as DNI or NIE.
- Be between 18 and 75 years old.
- Have an account in a Spanish bank.
Dineo does not specify if it is possible to obtain the approval of the loan being in lists of defaulters such as Credit Checker or Experian , so you can consult the records to decide whether to grant you the loan or not.
Your first free microloan in Dineo
Dineo offers the possibility of obtaining the first microloan for free, without interest or commissions through the promotions that it carries out on a specific basis. Normally it offers the possibility of getting up to $ 300 to return within a maximum period of 30 days for free, without interest or commissions. To do this, check on the home page of TheTourism Loan if Dineo has this promotion at the moment and then access the Dineo application form. By selecting the amount to be obtained and the maximum return period, you will be able to verify that the fees are $ 0.
Instant microloans without paperwork
The instant microloans offered by Dineo can be obtained in 10 minutes, since they offer an immediate response to your request and it is not necessary to carry out paperwork to get the money. This is possible because you will be able to verify your identity through the Trustly system, with which it is possible to carry out such verification over the Internet and without the need to send documentation.
If you can't use this system, don't worry, as you can also verify your identity by sending the requested documentation via email or presenting it at a Dineo Cash-Converters store. This documentation usually consists of a copy of your DNI or NIE, a copy of your bank account and another of your proof of periodic income.
Dineo offers flexibility in its microloans
Dineo's instant microloans are flexible, since you can return them in advance of the end of the term, or defer said repayment through an extension.
If you choose to return the money before the end of the term, you will save money , since you will only pay interest or fees for the time you have the money in your possession, so we recommend that as soon as you have the money available you make the return of the same. This also makes it possible for you to use these microloans as if it were a line of credit in a timely manner.
It is also possible to postpone the repayment of the Money microloans through an extension . This is requested in a simple way through its website or in a Dineo Cash-Converters store, paying the interest or fees generated so far.
Advantages of instant microloans from Dineo
The main advantages offered by Dineo's instant microloans are the ease and speed of obtaining the money, since it is possible to get up to $ 500 in 10 minutes ($ 300 if it is the first time you make an application in this financial institution) just by filling out an application form and with the possibility of obtaining it without sending documentation.
To obtain the approval of the mini Dineo loans you will not need an endorsement or guarantor , since they are unsecured loans, so it is a great advantage in case of non-payment, since they will not be able to carry out the execution of the asset that you left as warranty. Nor will you need to meet many requirements , only have a payroll, benefit or pension, so that you can justify monthly income and thus be able to repay the loan money.
It is possible to get free credits through the promotions that Dineo launches from time to time, thus being able to obtain free financing for whatever you want. This is a great advantage over most microloan lenders. You can check here the financial institutions that offer free credits or offers on their loans.
It is possible to return the money in advance of the end of the term saving money, since if you do, you will only pay for the time you have the money in your possession , like a line of credit. This is a great advantage, since you can make the request for a maximum time of 30 days and return it when you have it available within the term.
If you cannot return the money within the signed period, you can request an extension for another 30 days, thus having flexibility. For this you will have to pay the fees to date.
Both to obtain the money and to return it, you can do it through bank transfer or in the stores that Dineo Cash-Converters has, obtaining money in hand. Finally, you have a customer service at your disposal, with which you can get in touch whenever you want by phone, fax or email.
TheTourism Loan offers all kinds of financial products to get quick money for whatever you want, being able to get the money without meeting just any requirements, in 10 minutes and without paperwork. Compare the credits that we show you and make the online application in the one that best suits your needs at this time.