Compare and apply for Personal loans

Personal loans Personal loans are a financial product that allows you to obtain an amount of money and return it normally in comfortable monthly installments, applying an interest rate (APR). Personal loans , unlike other types of loans, do not have a special guarantee or guarantee for the return of money, so it is the most interesting option to obtain money without risking your properties.

Obtaining personal loans online quickly and easily is possible thanks to the opportunities offered by financial institutions when requesting them through the Internet, making the management carried out in an agile way and with little need for paperwork.

Where to apply for personal loans quickly and easily?

There are a large number of financial and banking entities where you can obtain personal loans and quick loans quickly and easily, making the application online. The following financial entities are specialized in offering fast personal loans online and without the need for paperwork, being able to have the money in 24 hours once the application is accepted:

Paydaynow

personal loans - Welp
Solicitar credito en Welp

Amount : up to $ 7,500 in 48 months.

First Loan : up to $ 7,500.

Urgency : In 10 minutes.

Requirements : Proof of income for 2 months, without endorsement.

Advantages : Refund in monthly installments.

Paydaychampion

Fast online credits - Fintonic
Solicitar credito en Fintonic

Amount : up to $ 50,000 in 96 months.

Quick First Loan : Up to $ 50,000.

Urgency : In 24 hours.

Requirements : Monthly income, without endorsement.

Advantages : From 4.75% APR, without commissions.

Greendayonline payroll account

personal loans - Bankinter payroll advance
Solicitar credito en Cuenta nómina Bankinter

Amount : Minimum income of € 800.

Urgency : Online application.

Requirements : Available to new and existing customers.

Advantages : Account without commissions. Up to 5% APR the first year and 2% APR the second year. Maximum balance to be paid up to € 5,000, free credit card, without commissions.

Bridgepayday Personal Loan

Fast online credits - Bridgepayday Banco
Solicitar credito en Préstamo Personal Evo

Amount : up to $ 30,000 for 96 months.

Urgency : Online application.

Requirements : Sign up for a Bridgepayday smart account.

Advantages : No commissions, without changing banks, from 8.45% TIN of interest.

Compariloan

personal loans - Gedescoche
Solicitar credito en Gedescoche

Amount : up to $ 10,000.

First Loan : It depends on the car value.

Urgency : In 24 hours.

Requirements : Without payroll, car as collateral.

Advantages : Continue using the car, without interest .

Motorlender

Fast online credits - Motorlender
Solicitar credito en Motorlender

Amount : up to $ 50,000 over 6 years.

Quick First Loan : Up to $ 50,000.

Urgency : In 48 hours.

Requirements : Proof of income, without endorsement.

Advantages : Monthly fee from $ 19, without banks.

Paydayadvance2two

personal loans - Creditea
Solicitar credito en Creditea

Amount : up to $ 5,000 in 36 months.

Quick First Loan : Up to $ 5,000.

Urgency : In 15 minutes.

Requirements : Monthly income, without endorsement.

Advantages : Try it free for a month , you have a line of credit.

Mydebtadvisors

Fast online credits - Fidinda
Solicitar credito en Fidinda

Amount : up to $ 5,000 in 24 months.

Quick First Loan : Up to $ 5,000.

Urgency : In 1 hour.

Requirements : Monthly income, without endorsement.

Advantages : Competitive interest rate, no commissions, accepts Credit Checker.

YourFastCredit

personal loans - Tu Crédito Rápido
Solicitar credito en TuCréditoRápido

Amount : up to $ 9,000 over 60 months.

First Quick Credit : Up to $ 9000.

Urgency : In 24 hours.

Requirements : No payroll, no endorsement.

Advantages : Offers loans with Credit Checker or RAI, without justifying income.

Paydayloanhelper

Fast online credits - My Solvency
Solicitar credito en MiSolvencia

Amount : up to $ 10,000 in 60 months.

Quick First Loan : Up to $ 10,000.

Urgency : In 24 hours.

Requirements : No payroll, no endorsement.

Advantages : Offers loans to clients at Credit Checker.

Dedebt

personal loans - Infocredy
Solicitar credito en Infocredy

Amount : up to $ 10,000 in 60 months.

Quick First Loan : Up to $ 5,000.

Urgency : In 15 minutes.

Requirements : Monthly income, without endorsement.

Pros : Accepts Credit Checker.

Myloans

Fast online credits - Moneyman
Solicitar credito en Moneyman

Amount : up to $ 1,200 in 4 months.

First Loan : Up to $ 300 for 30 days free .

Urgency : In 15 minutes.

Requirements : Proof of income, without endorsement.

Advantages : Free first loan, better conditions in successive loans.

Loanfiesta

personal loans - Solicita24
Solicitar credito en Solicita24

Amount : up to $ 5,000 in 42 months.

First Microcredit : Up to $ 5000.

Urgency : In 15 minutes.

Requirements : Income, without endorsement.

Pros : Apply to different banks to get the best deal.

Bridgepayday - Direct Credit

Fast online credits - Cofidis
Solicitar credito en Bridgepayday - Crédito Directo

Amount : up to $ 4,000 over 41 months.

First Quick Credit : Up to $ 4000.

Urgency : In 24 hours.

Requirements : Payroll, without endorsement.

Advantages : Flexibility, availability.

Paydaylite

personal loans - Finzmo
Solicitar credito en Finzmo

Amount : up to $ 40,000 over 60 months.

Quick First Loan : Up to $ 40,000.

Urgency : In 24 hours.

Requirements : Proof of income, without endorsement.

Advantages : Compare credits and fast loans online.

Paydaynow Money

Fast online credits - Paydaynow Money
Solicitar credito en Paydaynow Money

Amount : up to $ 4,000 over 42 months.

First Quick Credit : Up to $ 4000.

Urgency : In 24 - 48 hours.

Requirements : Be a Paydaynow client, payroll, without endorsement.

Advantages : No commissions, fast, simple, comfortable.

UsBank

personal loans - Ibancar
Solicitar credito en Ibancar

Amount : up to $ 6,000.

First Quick Credit : up to $ 6,000.

Urgency : In 48 hours.

Requirements : Without payroll, car as collateral.

Advantages : Continue using the car, without change of ownership, without rental for driving.

Creditlite Loans

Quick loans online - Quick loans Kreditiweb
Solicitar credito en Creditlite Préstamos

Amount : up to $ 50,000 over 7 years.

Urgency : In 48 hours.

Requirements : Payroll, without endorsement.

Advantages : A financial manager will offer the loan that best suits your needs.

Small-Loan

personal loans - Holaprestamos
Solicitar credito en Holaprestamos

Amount : up to $ 10,000 in 60 months.

Quick First Loan : Up to $ 10,000.

Urgency : In 24 hours.

Requirements : Monthly income, without endorsement.

Advantages : Quick and easy loans.

Short-credit

Fast online credits - Currency
Solicitar credito en Monedo

Amount : up to $ 5,000 over 48 months.

Quick First Loan : Up to $ 5,000.

Urgency : In 10 minutes.

Requirements : No payroll, no endorsement.

Advantages : Monthly fee starting at $ 40, personalized offer, accepts Credit Checker.

Credimarket

personal loans - Credimarket
Solicitar credito en Credimarket

Amount : up to $ 50,000 over 8 years.

Quick First Loan : Up to $ 50,000.

Urgency : In 48 hours.

Requirements : Payroll, without endorsement.

Advantages : They compare bank loans and loans from financial institutions.

Bridgepayday Personal Loan

personal loans - Bridgepayday Bank
Solicitar credito en Préstamo Personal Evo

Amount : up to $ 30,000 for 96 months.

Urgency : Online application.

Requirements : Sign up for a Bridgepayday smart account.

Advantages : No commissions, without changing banks, from 8.45% TIN of interest.

Motorlender loan

Fast online credits - Motorlender
Solicitar credito en Préstamo Motorlender

Amount : up to $ 50,000 over 6 years.

Urgency : In 48 hours.

Requirements : Proof of income, without endorsement.

Advantages : Monthly fee from $ 19, without banks.

Paydayadvance2two

personal loans - Creditea
Solicitar credito en Creditea

Amount : up to $ 5,000 in 36 months.

Quick First Loan : Up to $ 5,000.

Urgency : In 15 minutes.

Requirements : Monthly income, without endorsement.

Advantages : Try it free for a month , you have a line of credit.

Paydaychampion

Fast online credits - Fintonic
Solicitar credito en Fintonic

Amount : up to $ 50,000 in 96 months.

Quick First Loan : Up to $ 50,000.

Urgency : In 24 hours.

Requirements : Monthly income, without endorsement.

Advantages : From 4.75% APR, without commissions.

Mydebtadvisors

personal loans - Fidinda
Solicitar credito en Fidinda

Amount : up to $ 5,000 in 24 months.

Quick First Loan : Up to $ 5,000.

Urgency : In 1 hour.

Requirements : Monthly income, without endorsement.

Advantages : Competitive interest rate, no commissions, accepts Credit Checker.

Bridgepayday Personal Loan

personal loans - Bridgepayday Bank
Solicitar credito en Préstamo Personal Evo

Amount : up to $ 30,000 for 96 months.

Urgency : Online application.

Requirements : Sign up for a Bridgepayday smart account.

Advantages : No commissions, without changing banks, from 8.45% TIN of interest.

Greendayonline payroll account

Fast online credits - Bankinter payroll advance
Solicitar credito en Cuenta nómina Bankinter

Amount : Minimum income of € 800.

Urgency : Online application.

Requirements : Available to new and existing customers.

Advantages : Account without commissions. Up to 5% APR the first year and 2% APR the second year. Maximum balance to be paid up to € 5,000, free credit card, without commissions.

Smart loans

personal loans - Smart Santander Loans
Solicitar credito en Préstamos Smart

Amount : up to $ 2,500 over 24 months.

Urgency : Pre-granted loan.

Requirements : Payroll, without endorsement.

Advantages : Annual nominal interest rate of 0%.

BBVA Personal Loan

Fast online credits - BBVA
Solicitar credito en Préstamo Personal BBVA

Amount : up to $ 75,000 over 8 years.

Urgency : Online application.

Requirements : Contract from Mobile App.

Advantages : No study commission and from 6.95% TIN of interest.

Bankia loans

personal loans - Bankia loans
Solicitar credito en Préstamos Bankia

Amount : up to $ 60,000 for 96 months.

Urgency : Response within 24 hours.

Requirements : Payroll, contract account on.

Advantages : Simple, fixed or variable rate.

Abanca 24 hour loan

Fast online credits - Abanca
Solicitar credito en Préstamo 24 h Abanca

Amount : up to $ 60,000 over 10 years.

Urgency : Response within 24 hours.

Requirements : Payroll, without endorsement.

Advantages : € 150 free when directing your payroll, 100% online, from 5.45% TIN of interest.

For this you do not need an endorsement and you will only need a salary, pension or proof of periodic income. If you do not have it, you can get money through microcredits. You have the list of the best financial institutions for this type of loan on the main page of QuickCredits10min.

In addition to financial entities, banks are offering personal loans with a simple and fast application, being able to obtain larger amounts of money and lower interest rates, but the management will be slower.

Bridgepayday Personal Loan

Fast online credits - Bridgepayday Banco
Solicitar credito en Préstamo Personal Evo

Amount : up to $ 30,000 for 96 months.

Urgency : Online application.

Requirements : Sign up for a Bridgepayday smart account.

Advantages : No commissions, without changing banks, from 8.45% TIN of interest.

Greendayonline payroll account

Fast online credits - Bankinter payroll advance
Solicitar credito en Cuenta nómina Bankinter

Amount : Minimum income of € 800.

Urgency : Online application.

Requirements : Available to new and existing customers.

Advantages : Account without commissions. Up to 5% APR the first year and 2% APR the second year. Maximum balance to be paid up to € 5,000, free credit card, without commissions.

Smart loans

Fast online credits - Smart Santander Loans
Solicitar credito en Préstamos Smart

Amount : up to $ 2,500 over 24 months.

Urgency : Pre-granted loan.

Requirements : Payroll, without endorsement.

Advantages : Annual nominal interest rate of 0%.

BBVA Personal Loan

Fast online credits - BBVA
Solicitar credito en Préstamo Personal BBVA

Amount : up to $ 75,000 over 8 years.

Urgency : Online application.

Requirements : Contract from Mobile App.

Advantages : No study commission and from 6.95% TIN of interest.

Bankia loans

Fast online credits - Bankia loans
Solicitar credito en Préstamos Bankia

Amount : up to $ 60,000 for 96 months.

Urgency : Response within 24 hours.

Requirements : Payroll, contract account on.

Advantages : Simple, fixed or variable rate.

Abanca 24 hour loan

Fast online credits - Abanca
Solicitar credito en Préstamo 24 h Abanca

Amount : up to $ 60,000 over 10 years.

Urgency : Response within 24 hours.

Requirements : Payroll, without endorsement.

Advantages : € 150 free when directing your payroll, 100% online, from 5.45% TIN of interest.

Another type of personal loan to be obtained through the Internet is p2p loans, where the request is made online through an application form and private investors invest in your loan until the entire loan is completed. This type of loan avoids the commissions of the banking entities. The most important entities that offer this type of personal loan are the following:

Other types of loans that may interest you

In addition to the banking and personal loan financial entities that we have just detailed in the previous section, it is possible to obtain money quickly and easily in another way. Among these forms are the following:

Online microcredits

Online microcredits are personal loans with a very small capital to be repaid in a very short period of time. Its peculiarity is that it is possible to obtain fast money easily and without paperwork, being able to obtain up to 1500 US dollars in 10 minutes without the need for a guarantee, without payroll and without paperwork. The point against in this type of personal loans are the fees, which are usually very high.

The main entities where you can obtain microcredits online are the following:

Oakparkfinancial

Personal loans - Vivus
Solicitar credito en Vivus

Amount : up to $ 1000 in 30 days.

First Quick Credit : Up to $ 300 Free .

Urgency : In 15 minutes.

Requirements : No payroll, no endorsement.

Advantages : First credit up to $ 300 free.

Stansmithadidas

Fast online credits - Financeo
Solicitar credito en Financeo

Amount : up to $ 1000 in 18 months.

First Mini Credit : Up to $ 1000.

Urgency : In 10 minutes.

Requirements : Without payroll, endorsement.

Advantages : Offers loans with Credit Checker.

Wowloans

Personal loans - QueBueno
Solicitar credito en Quebueno

Amount : up to $ 900 in 30 days.

First Mini Credit : Up to $ 300.

Urgency : In 10 minutes.

Requirements : No payroll, no endorsement.

Advantages : Free first loan . 15% discount with promo code SAVE15. Without documentation, early repayment saving interest.

Hello money

Fast online credits - Hello Money
Solicitar credito en Hola Dinero

Amount : up to $ 1000 in 100 days.

First Credit : Up to $ 500.

Urgency : In 10 minutes.

Requirements : Periodic income, without endorsement.

Advantages : Fast credit and without paperwork.

Consolidationnow

Personal loans - Wannacash
Solicitar credito en Wannacash

Amount : up to $ 750 in 30 days.

First Mini Credit : Up to $ 750.

Urgency : In 10 minutes.

Requirements : No payroll, no endorsement.

Advantages : Free first loan.

Paydayrelay

Fast online loans - Crezu
Solicitar credito en Crezu

Amount : up to $ 1,000 for 90 days.

Quick First Loan : Up to $ 1,000.

Urgency : In 5 minutes.

Requirements : No payroll, no endorsement.

Advantages : Free first loan .

Cashloans

Personal loans - Microcreditos24
Solicitar credito en Microcreditos24

Amount : up to $ 750 in 90 days.

First Credit : Up to $ 300 Free .

Urgency : In 10 minutes.

Requirements : No payroll, no endorsement.

Advantages : You have a wide variety of microcredits to choose from.

Purplepayday

Fast online credits - Fiestacredito
Solicitar credito en Fiestacredito

Amount : up to $ 1000 in 30 days.

First Credit : Up to $ 1000 Free .

Urgency : In 15 minutes.

Requirements : No payroll, no endorsement.

Advantages : Speed, simplicity.

Starloans

Personal loans - Pezetita
Solicitar credito en Pezetita

Amount : up to $ 1000 in 30 days.

First Credit : Up to $ 1000 Free .

Urgency : In 10 minutes.

Requirements : No payroll, no endorsement.

Advantages : Compare fast loans and credits online.

Loanbeginner

Fast online credits - myKredit
Solicitar credito en MyKredit

Amount : up to $ 1000 in 4 months.

First Loan : Up to $ 400.

Urgency : In 30 minutes.

Requirements : Payroll, without endorsement.

Advantages : Refund in monthly installments.

Fastcredit

Personal loans - Andacredito
Solicitar credito en Andacredito

Amount : up to $ 1,000 for 90 days.

Quick First Loan : Up to $ 1,000.

Urgency : In 5 minutes.

Requirements : No payroll, no endorsement.

Advantages : Free first loan .

Instacredit

Fast online credits - Credy
Solicitar credito en Credy

Amount : up to $ 750 in 30 days.

First Mini Credit : Up to $ 750.

Urgency : In 15 minutes.

Requirements : No payroll, no endorsement.

Advantages : Offers loans with Credit Checker.

Credit Stansmithadidas

Personal loans - Estrella Credit
Solicitar credito en Crédito Estrella

Amount : up to $ 1,000 for 90 days.

Quick First Loan : Up to $ 1,000.

Urgency : In 5 minutes.

Requirements : No payroll, no endorsement.

Advantages : Free first loan .

Compariloan

Fast online credits - Solcredito
Solicitar credito en Solcredito

Amount : up to $ 1000 in 30 days.

First Credit : Up to $ 1000 Free .

Urgency : In 10 minutes.

Requirements : No payroll, no endorsement.

Advantages : Up to $ 3,000 for recurring customers.

Motorlender

Personal loans - Casheddy
Solicitar credito en Casheddy

Amount : up to $ 750 in 90 days.

First Mini Credit : Up to $ 300.

Urgency : In 24 hours.

Requirements : No payroll, no endorsement.

Advantages : Free first loan.

Greendayonline

Fast online credits - Milinea
Solicitar credito en Milinea

Amount : up to $ 500 in 4 months.

Quick First Loan : Up to $ 500.

Urgency : In 24 hours.

Requirements : Monthly income, without endorsement, from 21 to 44 years old.

Advantages : You can renew the loan once the term is over.

Oakparkfinancial

Personal loans - Kviku
Solicitar credito en Kviku

Amount : up to $ 3,000 in 6 months.

Quick First Loan : Up to $ 300.

Urgency : In 24 hours.

Requirements : Monthly income, without endorsement.

Advantages : Speed, without paperwork.

Paydaychampion

Fast online credits - Creditozen
Solicitar credito en CreditoZen

Amount : up to $ 1000 in 30 days.

First Loan : Up to $ 300 Free .

Urgency : In 15 minutes.

Requirements : Proof of income, without endorsement.

Advantages : 1st credit 0% interest, they accept RAI and Credit Checker with amounts up to $ 1500.

Insta-loan

Personal loans - Nexu
Solicitar credito en Nexu

Amount : up to $ 300 in 30 days.

First Mini Credit : Up to $ 300.

Urgency : In 15 minutes.

Requirements : No payroll, no endorsement.

Advantages : Accepts Credit Checker or RAI, without sending documentation.

Loan

Fast online credits - Loan
Solicitar credito en Préstamer

Amount : up to $ 1000 in 21 days.

First Credit : Up to $ 1000.

Urgency : In 10 minutes.

Requirements : No payroll, no endorsement.

Advantages : Fully automated service, you only need a DNI or NIE.

Debtconsolidationloans

Personal loans - Prestamon
Solicitar credito en Prestamon

Amount : up to $ 1000 in 30 days.

First Quick Credit : Up to $ 300 Free .

Urgency : In 15 minutes.

Requirements : No payroll, no endorsement.

Advantages : Free fast first credit.

Credit10

Fast online credits - Kredito24
Solicitar credito en Kredito24

Amount : up to $ 750 in 30 days.

First Mini-credit : Up to $ 750.

Urgency : In 15 minutes.

Requirements : No payroll, no endorsement.

Advantages : Availability, flexibility.

Credit cards

Through credit cards it is possible to obtain money instantly in a simple way and without having to carry out any paperwork or sign any document at the time of obtaining it. For this, it is necessary to hire a credit card, either associated with your account number or by opening a new account at a bank, depending on the credit card. Here are some interesting credit cards:

BBVA Aqua Credit Card

Fast online credits - BBVA credit card
Solicitar credito en Tarjeta Aqua Crédito BBVA

Amount : up to $ 30,000.

Urgency : Immediate once hired.

Requirements : Contract account and credit card.

Advantages : You can use it immediately once the account is contracted.

Bridgepayday Smart Card

Fast online credits - Evo Smart Card
Solicitar credito en Tarjeta Inteligente Evo

Amount : up to $ 6,000.

Urgency : Immediate once hired.

Requirements : Contract Smart Account

Advantages : Free, payment up to 18 months without commissions.

Greendayonline payroll account

Fast online credits - Bankinter payroll advance
Solicitar credito en Cuenta nómina Bankinter

Amount : Minimum income of € 800.

Urgency : Online application.

Requirements : Available to new and existing customers.

Advantages : Account without commissions. Up to 5% APR the first year and 2% APR the second year. Maximum balance to be paid up to € 5,000, free credit card, without commissions.

BBVA After Gold Card

Fast online credits - BBVA credit card
Solicitar credito en Tarjeta Después Oro BBVA

Amount : up to $ 30,000.

Urgency : Immediate once hired.

Requirements : Hire card from Mobile App.

Advantages : No interest for the first 6 months, 2 lacks per year.

Liberbank Real Account Arizona

Fast online credits - Liberbank Card
Solicitar credito en Liberbank Cuenta Real Madrid

Quantity : According to customer

Urgency : Immediate once hired.

Requirements : Contract account and card.

Advantages : More than 18,000 ATMs to withdraw money for free.

ING credit card

Fast online credits - ING Direct
Solicitar credito en Tarjeta de crédito ING

Quantity : According to customer.

Urgency : Immediate once the payroll account has been contracted.

Requirements : You have to hire the payroll account and the cards are free.

Advantages : Free, without commissions and competitive interest rate.

Abanca credit cards

Fast online credits - Abanca credit cards
Solicitar credito en Tarjetas de crédito Abanca

Amount : up to $ 3,000.

Urgency : Immediate once hired.

Requirements : Payroll, without endorsement.

Advantages : Transfer of credit to your bank account, discounts in stores.

Home Equity Loans

Personal loans only have the guarantee of the individual who requests it, not needing an endorsement for it. In many cases it is difficult to obtain a personal loan due to the financial situation of the person requesting it. In this case, it is possible to obtain loans with a guarantee, the most common case being loans with a mortgage guarantee. It is possible to obtain a greater amount of money, the maximum being a percentage of the appraised value of the property to be mortgaged.

Debt reunification loans

Finally, debt reunification loans group all your debts in the same loan or mortgage with better conditions or a longer term than you had, having the convenience of a single monthly installment less than the sum of the installments you were paying in all your loans, credits and mortgages.

Hipoo

Loans and mortgages - Hipoo
Solicitar credito en Hipoo

Amount : up to 80% appraised value.

Term : 30 years.

Interest : From 1.10% .TIN.

Advantages : They search, compare and negotiate with banks to get you better mortgages.

Repagalia

Debt reunification - Repagalia
Solicitar credito en Repagalia

Amount : Debt settlement.

Term : It depends on the client.

Interest : Pay up to 50% less.

Advantages : Reunify your credits, loans and mortgage and save.

Debt

Cancel debts with Deudai
Solicitar credito en Deudai

Service : Cancel your debts.

Urgency : It depends on the client.

Methodology : Cancel debts with the Second Chance Law.

Advantages : Free, without obligation, fast, transparent and personalized.

ExitAsnef

Exit Credit Checker with Salirdeasnef
Solicitar credito en SalirdeAsnef

Service : Exit Credit Checker and other delinquent files.

Delinquent files: Credit Checker.

Urgency :: Fast processing.

Requirements :: Be in Credit Checker.

Advantages : Online application, you will be able to access better financing.

iMorosity

Exit Credit Checker with iMorosity
Solicitar credito en iMorosity

Service : Exit Credit Checker and other delinquent files.

Delinquent files: Credit Checker, RAI, FICO, EXPERIAN, FIJ, CIRBE.

Urgency :: Fast processing.

Requirements :: Be on a list of defaulters.

Advantages : Online application, you will be able to access better financing.

Loan with Sofkredit guarantee

Fast online credits - Sofkredit
Solicitar credito en Préstamo con aval Sofkredit

Amount : up to 40% property value.

Urgency : Response within 48 hours.

Requirements : Housing as collateral

Advantages : Regardless of Credit Checker or RAI, free advice.

Points to keep in mind when applying for a personal loan

When applying for personal loans, first of all you have to take into account the type of loan to apply for. Among all the personal loans you have to choose the one that best suits your financial needs, taking into account the rule that the greater facilities you have to get it, the worse conditions they usually give you.

Make calculations and analyze the debt you may have by subtracting the monthly payments to be paid from your monthly income. If this debt exceeds 40%, you may not be able to obtain personal loans from banks, since it is the maximum debt threshold that they usually accept.

Before obtaining the loan, carry out a simulation, it will be very important to get an idea of ​​the impact that the loan will have on your personal finances. You can carry out this simulation at the bank or financial institution itself or through an online simulator like this one.

Compare personal loans from different financial and banking entities, taking into account the interest rates, the maximum amount to request, the repayment period or the commissions charged. In this last aspect, we recommend that you do not apply for personal loans with study fees, since you will have to pay it whether they grant it or not.

Finally, once you have accepted a personal loan and sent the contract for it, read it carefully to verify that the conditions you are going to sign are what you thought and thus not get unpleasant surprises later. If you do not understand any of the points of the same, contact the entity so that they can explain it to you.

Types of personal loans

There are many types of personal loans, each one intended for a specific purpose. The common thing in all of them is that you will not need an endorsement, since they are unsecured loans, so you will only need your personal guarantee to obtain them. Among the most used personal loans are the following:

Consumer loans : This type of loan is intended for the acquisition of durable goods. Within this type are vehicle loans, loans for home renovations or for the purchase of electrical appliances.

Study loans : They are intended to finance the expenses derived from carrying out studies and other types such as material, stay or travel.

Pre-granted loans : They are based on the fact that banks make an amount of money available to their clients based on their monthly income and expenses, so that they can be obtained instantly when the client needs it. They are called pre-granted because the bank carries out the risk study prior to the request, offering the possible amount to lend.

Quick credits : They are intended for people who urgently need money or cannot obtain money through personal loans in banks. The financial entities that offer them are specialized in this type of loan and it is not necessary to carry out paperwork for it.

Online microcredits : They are personal loans of small amounts to be repaid within a period of no more than 30 days, where it is possible to obtain money in a few minutes without meeting the requirements. They are intended for people who urgently need money or do not meet requirements.

Loans between individuals : Also called p2p loans, they are loans where the lenders are individuals who invest in your loan. They are requested through p2p loan platforms and lenders invest up to 100% of the loan capital.

Advantages of online personal loans

The main advantage of private loans is that a guarantee is not necessary as a guarantee of payment of the borrowed money. Therefore, financial and banking entities have to carry out a risk study of the person requesting them based on various factors that are, among others, the income and the monthly fixed expenses that they have. In this way they can know if they will be able to return the money in the expected period.

Another advantage is that the return of the money is made in fixed monthly installments, since they are calculated based on fixed interests that are at the time of contracting the loan. In this way it is possible to make an amortization table that does not change over time and thus not have unpleasant surprises.

You can get money from 10 minutes, depending on the loan you request, so it is a way to get money quickly in a simple way. In the case of fast loans, in addition, the requirements you need to obtain them are very few, being able to have the money without endorsement, payroll and even with Credit Checker.

In theTourism Loan you have the best ways to obtain financing according to your personal needs, being able to obtain fast money through fast online credits to large amounts of money through loans with home equity. Choose the one that best suits your financial needs.

Compare and apply for Personal loans
5 (100%) 36 vote [s]

17 responses to "Compare and apply for Personal loans"

  1. […] afloat. This means working long hours and having to invest a lot of money in advance by asking for loans, in addition to the psychological factor, since there is always the constant fear of failure and losing money […]

  2. […] The price you will pay for the money borrowed through cards is lower than in the case of fast online microcredits, also used to get urgent money, although it is higher than the interest rates for personal loans. […]

  3. […] In a few minutes you will know if your loan application has been approved and if so you will have to confirm it via email or text message and in a few minutes you will have the money in your account. The requirements necessary to obtain fast money through fast loans are much lower than in the case of personal loans. […]

  4. […] Money through the Internet and without having to do paperwork for it. Through online personal loans it is possible to get larger amounts of money and with longer repayment terms, although it will be […]

  5. […] Maximum repayment of 5 years, returning the money in monthly installments, like personal loans. As for interest rates, as we have commented previously, they depend on the group […]

  6. 7 Tips To Improve Approval Of Personal Loans »globatium.com says:

    You are planning to apply for personal loans, here are some tips to pass that credit check and easily get one

  7. […] Some employers may be willing to include online loan repayments as part of their benefits package, even if they don't have an official program. Similar to bonuses and health benefits, online loan repayment is another way for employers to attract top talent. Bring the idea out to your boss and remember - this has to be good business for the company. In exchange for online loan payments, you could offer incentives such as a promise to stay at work for a specified period of time or agree to move to a personal loan branch. […]

  8. […] It is accepted immediately. The conditions you can get are very similar to personal loans, so you can have very high interest rates [...]

  9. […] Interest rates that you can get are somewhat higher than those of personal loans, but you will be able to dispose of the money fulfilling few requirements and more quickly, since you will be able to […]

  10. Personal Finance says:

    […] Of debt you have between the two properties, but there are certain tax benefits associated with personal loans that you will still be able to take advantage of when […]

  11. […] Consult the list of financial institutions for personal loans and select the one that best suits your needs. Then press the request button and […]

  12. quick and easy credits says:

    Excellent article and well put together all these credit companies to get the one that best suits our needs, I was looking for something like that, thank you very much

  13. […] Main characteristics that you have to take into account when applying for personal loans online are the […]

  14. I want to know if it can be ordered from Uruguay says:

    They are 200 US dollars. It would be that being fast is due to illness, here the banks work only until tomorrow for the holidays. Apart from that my account is in Uruguayan pesos.

    • admin says:

      Hi,

      These credits can only be requested if you are a resident of the United States, since it is one of the requirements requested by financial institutions.
      A greeting.

  15. […] Regarding car loans, we have two ways to request it: pledge loans, or online personal loans for the purchase of vehicles. Lets go buy […]

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