From the news that has appeared in the last week, in which the Supreme Court has put an end to the usury of fast loans through a final sentence, in TheTourism Loan we have asked ourselves which are the cheapest fast loans to get Quick money in a few minutes without having to meet just requirements, being able to get the money without endorsement, without payroll or pension , or being on delinquent lists such as Credit Checker or RAI.
Below we show you the cheapest fast loans to get money through the Internet, and you can even get the money without interest or commissions, since there are financial institutions that offer free loans for new customers .
Get free credits, without interest or commissions
The cheapest fast loans that you can find are the free loans , without interest or commissions, offered by some financial institutions of this type of loan for new clients, so that you will not have to pay interest or fees on the first loan you request. Below we show you the list of financial entities that offer free fast loans at this time:
These financial entities offer free financing or with a very low expense rate for new clients, which is why they are the cheapest fast loans you can find . If you need urgent financing at this time, take the opportunity to obtain it without paying interest.
Comparison of the cheapest fast credits
Once the concept of free fast loans for new clients offered by some financial institutions has been explained, we are going to make a comparison of the cheapest fast loans that you can find at this time. For this simulation we have used a loan of $ 300 to be repaid in a period of 30 days, which is offered by all the financial institutions analyzed, so that you can check the interest or fees that are going to be applied.
In the comparison made, Paydaychampion stands out , which has a fee of $ 60 for a $ 300 loan to be repaid in 30 days. It is also among the cheapest fast loans Oakparkfinancial , which has a commission of $ 72 for the same loan. In the case of Oakparkfinancial, the first credit of up to $ 300 is free, so if you have not applied for a quick loan with them, it is a good opportunity to obtain free financing.
Wowloans has a fee of $ 89 for this same loan, although it is possible to get discounts of up to 50% through discount codes that they offer on a regular basis. In the case of Twinero , the fees are $ 104, but it also has interesting promotions, such as a 50% discount on Wednesdays.
Savso's case is different from the others, since its loans are repaid in weekly installments, with the possibility of selecting between 13 or 26 weeks. A credit of $ 300 to be returned in 13 weeks has a fee of 167 US dollars, making it one of the cheapest fast loans you can find due to its longer repayment terms.
Among the other fast loans, we must highlight financial entities that offer to pay only for the time you have the money in your possession, and can also make an early repayment of the loan at no cost . Another advantage that you can get by comparing fast credit financial institutions is the possibility of having an extension to return the money later. You have the complete list to make the comparison on the main page of TheTourism Loan .
Requirements for the approval of the cheapest fast loans
The requirements to obtain the approval of the fast loans depend on the financial entity where the online application is made, so it is possible to get cheaper fast loans with fewer requirements than other more expensive ones. Among the necessary requirements to apply are the following:
- Have residence in the United States and an identity document such as DNI or NIE.
- Be of legal age (and sometimes under 65 years of age)
- Have a bank account where you are the owner or co-owner, which will be used to send you the loan money.
- Have a mobile phone, which will be used to contact you either through call or SMS.
- Have an email address, where they will send you the documentation associated with the loan.
There are financial entities that offer loans without payroll , pension or proof of periodic income and it is also possible to find financial entities that offer loans with Credit Checker or RAI , where it is possible to obtain approval even being in these listings.
Quick loans are unsecured loans , which means that you will not need an endorsement or guarantor to make the application or get the loan approved, since there is simply the personal guarantee of the person requesting them.
Cheaper alternatives to fast credits
There are alternatives to get fast money through other types of cheaper fast loans such as fast loans , which offer money through the Internet without the need for an endorsement and simply by having a salary or pension. These loans offer larger amounts of money and the repayment term is much longer, in addition to being much cheaper than microcredits, since they offer interest rates around 24% APR.
Below we show you the list of financial institutions that offer fast online loans , a cheaper alternative to fast microcredits:
Another alternative to microcredits are credit cards , which offer financing for whatever you want immediately once you have the card. It is a very simple way to obtain financing, the amounts are usually around $ 5,000 and the repayment terms are usually flexible. They are a more expensive form of financing than fast loans, but cheaper than microcredits, so it can be a good alternative when it comes to getting money fast. In addition, there are cards that offer the possibility of transferring the credit they offer to your bank account or obtaining it in cash through an ATM.
Here is a list of credit cards that can be obtained easily and online , simply by filling out an application form:
Amount : Minimum income of € 800.
Urgency : Online application.
Requirements : Available to new and existing customers.
Advantages : Account without commissions. Up to 5% APR the first year and 2% APR the second year. Maximum balance to be paid up to € 5,000, free credit card, without commissions.
In TheTourism Loan you have all kinds of financial products to get money quickly in a simple way. Thus, you have the cheapest fast loans on the market to get money in 10 minutes, fast loans to get money in a period of 24 to 48 hours and credit cards that offer immediate financing once granted.