Hapicredito (Currently they have changed their name and is called Paydayadvance2two ) is a financial institution through the Internet belonging to the financial products company International Personal Finance , which offers quick credits and loans of up to 3000 US dollars in 15 minutes in a simple way, without need to carry out paperwork and with great flexibility in their loans, since they can function as a line of credit. Hapicredito fast loans are transparent and have ethical interest rates, being competitive within the fast loans sector.
In Hapicredito you have credits and fast loans in a matter of minutes for whatever you want and without having to give explanations, being able to return the money within a period of up to 36 months and also, you can return the money in advance or extend the return period.
How to apply for quick credits and loans in Hapicredito?
Applying for quick credits and loans in Hapicredito is very simple , since all the management is done through the Internet and it is not necessary to carry out paperwork or unnecessary procedures. The steps to follow to apply for quick credits and loans in Hapicredito are the following:
1. Access and fill in the online application form
To access Hapicredito's online application form, you just have to click here and a new window will open, where a form appears in the form of a wizard with 3 steps to complete. First of all, enter your DNI, NIF or NIE and mobile phone to register on the platform. They will send you a code by SMS and you will have to enter it to continue to the next step.
Then select the amount of money you need, with a minimum of $ 100 to a maximum of $ 3000, and the term for returning the money. Finally, fill out the form with your personal and bank details to complete the online loan application.
2. Confirm the loan
In a few minutes you will receive a confirmation of your request via email, SMS or phone call, informing you if the request has been approved, in which case you will only have to confirm it by accessing your personal area on their website and confirming the credit. or loan.
3. Receive the money
Once the credit or loan is confirmed, Hapicredito will send the money to your bank account within a period of less than 15 minutes.
Keep in mind that sometimes, due to the processes of the banks themselves, the transfer could take between 24 and 48 hours because if the origin and destination bank of the transfer are different, the money will arrive the next business day.
Credits and loans offered by Hapicredito
Hapicredito offers fast loans and credits, so that it is possible to differentiate two different financial products that are requested from the same online application. These financial products are the line of credit and the installment loan .
The line of credit offered by Hapicredito is a credit of up to 3000 US dollars that you can obtain in 15 minutes just by requesting it, so that once granted you will have that credit to use it when and how you want. So when you need money, you withdraw it and when you have it again, you return it, being able to make withdrawals and refunds of money with total freedom .
The characteristics and advantages of the Hapicredito credit line are the following:
- You can request a credit line of up to $ 3,000 to be repaid within a maximum period of 36 months.
- Making the request and having the credit available to use it whenever you want is free, since you will only pay when you withdraw money from the credit line.
- You can withdraw and return the money from the credit line as many times as you want and the amount you want, always up to a maximum of $ 3,000.
- Hapicredito will inform you monthly of the activity in the credit line and the minimum monthly amount to return. This information can also be consulted by accessing your personal area on its website.
- Hapicredito's credit line is 100% online, so you can use its services every day of the year for 24 hours.
Hapicredito's credit line is ideal if you need money immediately and repeatedly for several months in a row , so that you can freely manage the money you get and the money you return.
The installment loan offered by Hapicredito is a quick loan between $ 100 and $ 3000 to be repaid in monthly installments, between 1 and 24 months, choosing what you want to repay each month and for how long. You will be able to have the money in 15 minutes simply by filling out your online application form and you will be able to request it for whatever you want quickly and easily.
The characteristics and advantages offered by the Hapicredito installment loan are the following:
- You can request the mortgage installment loan up to $ 3,000 to be repaid within a maximum period of 24 months.
- The request is very simple and fast, being able to have the money within 15 minutes once it is sent.
- You choose what you want to return each month and the number of installments, these being fixed during the chosen return period.
- Hapicredito will inform you monthly of the fee to be returned. In addition, this information can also be consulted by accessing your personal area on its website.
- You can make an early repayment of the loan at no cost and saving interest, since you will only pay for the time you have the money in your possession.
- Hapicredito's installment loan is 100% online, so you can request it 24 hours a day, 365 days a year.
The installment loan is ideal to get quick money immediately for whatever you want , returning the money in comfortable monthly installments.
Requirements necessary to obtain approval for Hapicredito loans
To obtain the approval of the credits and fast loans that Hapicredito offers, it is not necessary to meet only requirements, since they are loans without endorsement and can be obtained without payroll or pension . The necessary requirements to apply for your credits and loans are the following:
- Be of legal age and have an identity document such as DNI, NIF or NIE.
- Have a bank account where they will deposit the money.
- Have an email address and mobile phone
- Have demonstrable monthly income through proof of income.
Hapicredito will not approve the application if you find yourself on delinquent lists such as Credit Checker or RAI , so if you are in this situation and need a loan, we recommend you check the list of financial institutions that offer loans with Credit Checker in this article .
Return of the money and extension
The return of the borrowed money is very simple, since they also offer you several ways to do it , among which are the following:
- Through your personal area on their website: You can return the money 24 hours a day and 7 days a week by bank transfer, debit card or payment by Paypal.
- Telephone payment: You can make the payment over the telephone with your debit card.
- Bank transfer or cash deposit into your bank account.
If you want to extend the return period or if you cannot pay the amount of one month on time, it is possible to obtain an extension simply by contacting them through their customer service.
On the other hand, if you have the money in advance of the end of the repayment period and you want to pay the loan, you can do it in advance without having to pay anything for it, since they have no commission for early repayment. What's more, if you return the money in advance of the end of the term, you will save money , since you will only pay for the time you have the money in your possession.
Advantages that Hapicredito offers compared to other online loan entities
Hapicredito is a fast loan entity that offers two types of credits and loans, each one adapted to specific needs, so it offers the advantage of choosing the loan that best suits your needs. Your credits and loans are requested through the Internet simply, quickly and without the need for paperwork, so you can get up to 3000 US dollars in 15 minutes without leaving home.
Hapicredito offers flexibility in your credits and loans, being able to choose the amount and the repayment term or what you want to pay each month. In addition, you can return the money in advance saving interest and if you cannot pay a specific month or want to extend the term, you can easily request an extension.
The necessary requirements to obtain the approval of the credits and fast loans of Hapicreditos are very few , being only necessary to be of legal age, have an identity document and have demonstrable monthly income.
The credits and fast loans that Hapicredito offers are transparent and do not have small print . Their interest rates are ethical, being competitive in the market for fast online loans.
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