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Michelle Evans, owner of Evans Insurance and Home Loans in Bowling Green, said she offered the best personal service, whether in insurance or real estate finance, because of her experience with the ups and downs. bottom of the two industries.

For example, in 2020, Evans said that with her experience in insurance and mortgage financing, she was able to save her clients money even during tough times of the coronavirus pandemic.

As an independent insurance agent, Evans said she was able to help get the best possible insurance rates.

“Since a lot of people work from home, they’re looking for ways to save money. I can probably find the best rate for them, ”she said. “If someone’s premiums go up, we can phone other companies to find a good rate. “

As an insurance expert, Evans said she was aware of the benefits of various insurance companies. His example was Erie Insurance.

“If you don’t have any claims, this company is great for coverage and customers can save money,” she added.

They also work with companies such as Progressive and Grange.

“We are able to compare rates from various insurance companies and lenders, so always giving you different options to choose from,” Evans said.

“With an independent insurance agent, you have a choice. Independent agents are not tied to any insurance company, ”she said. “One of the advantages of having an independent agent is that they work to meet your needs. You call in an expert for an important financial decision.

Likewise, Evans can also assist clients with various mortgages such as USDA, FHA, VA, and conventional loans. She said buying a new home or refinancing an existing home is something to seriously consider now because interest rates are so low.

She said she started Evans’ mortgage and loan business because she discovered, as a bank manager, that she enjoyed working on the intricacies of finance.

“I appreciated the structuring of the loan, more efficient as an underwriter, by gathering all the details,” she said.

“When helping to buy or refinance a home, we always strive to provide excellent customer service by building relationships and treating all customers as individuals. “

Evans said the pandemic was not the first challenge for his business. When the housing bubble burst in 2009 and foreclosures became more and more common, she also decided to diversify into insurance. She obtained her insurance license, thus creating a cushion for her business and increasing services to her clients.

As a result, she said Evans Insurance and Home Loans has served individuals and businesses throughout Northwest Ohio for over 15 years.

The goal is to provide protection and premium rates to customers, as well as excellent customer service, she said.

“Meeting the needs of our clients is our number one goal and therefore Evans Insurance and Home Loans is able to tailor a plan for each individual to meet your personal and business needs. “

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